Floodwater is contaminated by microbes that contain bacteria, viruses, protozoa, and helminthes. Exposure to these pathogens can cause illnesses ranging from mild gastritis to serious diseases such as dysentery, infectious hepatitis, and severe gastroenteritis.
Floodwaters can also contain saltwater which directly affects electrical components. When electrical components have been exposed to salt, the metal can corrode, which can lead to shorts and other fire hazards.
From an insurance standpoint these claims tend to be the most difficult to settle given the extreme limitations imposed by the National Flood Insurance Program (NFIP). In addition to these NFIP limitations, you’re also combating an evolving insurance company culture looking to reduce and deny settlements at a record pace.
Read the complete article on the impending battle from Superstorm Sandy between insured’s and insurers: Click Here
If you experience a flood its imperative you contact Sentinel Public Adjusters immediately.